Temporary Cover

Cover by the hour,
day or week.

Collecting a car you have just bought, borrowing one, or sharing the driving on a long trip — short-term cover that leaves your annual policy untouched.

Start My Enquiry 💬 WhatsApp Us

No obligation · Specialist insurers · Response within 2 hours

ICO Registered — ZC067741
Non-standard risks welcome
Specialist insurer panel
UK based team

Simple Process

How it works

01

Tell us about the risk

Your details, the vehicle, how it is used and anything on your licence. Accuracy here matters more than anywhere else.

02

We approach the market

We put your details to insurers and schemes that cover your circumstances, including specialist markets you cannot reach direct.

03

Quotes come back to you

You see the cover, the excess and the price. You decide — there is no obligation to take any of them.

04

Cover starts

Once you choose, the insurer sets your policy up and the documents come from them direct.

Why choose us

Short term, properly covered

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Specialist markets

Convictions, claims, non-standard use and unusual vehicles — the schemes that cover these rarely appear on comparison sites.

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Declared properly

Non-disclosure is what voids policies. We make sure everything is on the record, so a claim cannot be refused for something you forgot to mention.

Quick turnaround

Most enquiries get a response within two hours, so you are not left off the road waiting.

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Cover that actually fits

The cheapest premium is worthless if the cover is wrong for how you use the vehicle. We check that first.

Start your insurance enquiry

No obligation. Tell us about the risk and we will come back within 2 hours.

🔒 Your data is protected under ICO registration ZC067741. We never sell your details.

✅ Enquiry received!

Thanks — one of our advisors will be in touch within 2 hours.
In the meantime, feel free to WhatsApp us if you have any questions.

Common Questions

Temporary cover, answered

From an hour up to 28 days on most schemes, with anything in between. It is priced for the period, so a day costs a great deal less than a month.
Collecting a car you have just bought, borrowing a friend's or family member's, sharing driving on a long journey, or covering a courtesy car. Anywhere you need cover briefly without disturbing an annual policy.
No. A standalone temporary policy is separate, so a claim on it does not touch the no-claims discount on your main insurance — which is often the entire reason for using one.
Often, though the market narrows and the price rises. Some short-term schemes have stricter acceptance criteria than annual policies, so it is worth checking before you rely on it.
Yes. Temporary policies appear on the Motor Insurance Database like any other, so the vehicle shows as insured for the period. Allow a little time for the record to update before driving.