Self Employed Courier Finance

No payslip?
Your courier income still counts.

Self-employed and running your own courier work — whether that's one depot contract or a mix of platforms — needs a lender who reads that as real income, not a gap where a payslip should be.

Get Your Free Quote 💬 WhatsApp Us

No obligation · Takes 2 minutes · All credit considered

ICO Registered — ZC067741
All credit considered
Response within 2 hours
UK based team

Simple Process

How it works

01

Submit your enquiry

Fill in the short form below. Takes under 2 minutes and there's no credit check at this stage.

02

We make the introduction

We pass your details to lenders who consider situations like yours — including some that do not deal with the public directly.

03

They come back to you

Any offers come to you from the provider direct. You decide whether to take one, and you can walk away — there is no obligation.

04

On the road

You complete the paperwork with the provider direct. Most people are driving within days of approval.

Why choose us

Built for how you actually get paid

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A broad panel

We work with a broad panel of lenders rather than a single provider, so your details reach the ones most likely to consider you.

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No limited company required

Whether you're a sole trader with one contract or juggling several platforms, we introduce you to lenders who assess self-employed courier income properly, on its own terms.

Fast decisions

Most enquiries get a response within 2 hours. No waiting days to find out if you qualify.

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No hard credit check

Your initial enquiry uses a soft search only. Your credit score won't be affected until you say yes.

Get your free quote

No obligation. No hard credit check. Response within 2 hours.

🔒 Your data is protected under ICO registration ZC067741. We never sell your details.

✅ Enquiry received!

Thanks — one of our advisors will be in touch within 2 hours.
In the meantime, feel free to WhatsApp us if you have any questions.

Common Questions

Self employed courier van finance, answered

Recent bank statements showing the income landing, any depot or platform contracts you hold, and your SA302 with tax year overview if you have one filed. Two years of accounts opens the widest choice; twelve months is workable with a strong credit file.
Yes — lenders can assess combined income from several contracts or platforms, provided you can evidence it with statements. Tell us the full picture rather than just the largest source.
No. Trading below the VAT threshold is completely normal for a self-employed courier and won't stop you getting finance.
As a sole trader, you're personally liable for the agreement regardless, so a separate guarantee is often not required. Limited company couriers with short trading history may be asked for one.
Two years of accounts or trading history is the easiest route, but newer couriers are financed regularly against contract evidence and personal credit history — tell us honestly how long you've been trading.