Taxi Insurance

Taxi insurance
for hackney carriage and private hire drivers.

Licensed taxi work carries paying passengers under close local authority scrutiny — standard car insurance doesn't cover it. We introduce you to specialist schemes built specifically for the trade.

Start My Enquiry 💬 WhatsApp Us

No obligation · Specialist insurers · Response within 2 hours

ICO Registered — ZC067741
Non-standard risks welcome
Specialist insurer panel
UK based team

Simple Process

How it works

01

Tell us about the risk

Your details, the vehicle, how it is used and anything on your licence. Accuracy here matters more than anywhere else.

02

We approach the market

We put your details to insurers and schemes that cover your circumstances, including specialist markets you cannot reach direct.

03

Quotes come back to you

You see the cover, the excess and the price. You decide — there is no obligation to take any of them.

04

Cover starts

Once you choose, the insurer sets your policy up and the documents come from them direct.

Why choose us

Cover that meets licensing requirements

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Specialist markets

Convictions, claims, non-standard use and unusual vehicles — the schemes that cover these rarely appear on comparison sites.

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Declared properly

Non-disclosure is what voids policies. We make sure everything is on the record, so a claim cannot be refused for something you forgot to mention.

Quick turnaround

Most enquiries get a response within two hours, so you are not left off the road waiting.

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Cover that actually fits

The cheapest premium is worthless if the cover is wrong for how you use the vehicle. We check that first.

Start your insurance enquiry

No obligation. Tell us about the risk and we will come back within 2 hours.

🔒 Your data is protected under ICO registration ZC067741. We never sell your details.

✅ Enquiry received!

Thanks — one of our advisors will be in touch within 2 hours.
In the meantime, feel free to WhatsApp us if you have any questions.

Common Questions

Taxi insurance, answered

Yes — a hackney carriage can be hailed on the street or wait at a rank, which is a different risk profile to private hire, which is pre-booked only. Insurers price and underwrite them differently, so make sure your policy matches your specific licence.
It can — different councils set different vehicle and testing standards, and some insurers specialise in particular licensing areas. Tell us who licenses you so we point you at a scheme that fits.
Yes, generally — credit history has more bearing on whether you can pay monthly than on whether an insurer will cover you at all. See our PCO insurance with bad credit page for the detail on how that split works.
Only if your policy specifically includes it — check whether your cover extends to wheelchair-accessible vehicle use or additional passenger assistance if that's part of your work, since it isn't automatic on every scheme.
Many licensing authorities require it, and it protects you against claims for injury or damage beyond the vehicle itself. Confirm what your specific authority requires before you're covered, not after.