Self Employed Van Finance

Self employed?
Get the van, get to work.

Sole traders, subcontractors and small firms — funded on what the business actually earns, not on whether you have a payslip to wave at a bank.

Get Your Free Quote 💬 WhatsApp Us

No obligation · Takes 2 minutes · All credit considered

ICO Registered — ZC067741
All credit considered
Response within 2 hours
UK based team

Simple Process

How it works

01

Submit your enquiry

Fill in the short form below. Takes under 2 minutes and there's no credit check at this stage.

02

We make the introduction

We pass your details to lenders who consider situations like yours — including some that do not deal with the public directly.

03

They come back to you

Any offers come to you from the provider direct. You decide whether to take one, and you can walk away — there is no obligation.

04

On the road

You complete the paperwork with the provider direct. Most people are driving within days of approval.

Why choose us

Finance shaped around a working business

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A broad panel

We work with a broad panel of lenders rather than a single provider, so your details reach the ones most likely to consider you.

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Paperwork kept light

Most self-employed van deals go through on bank statements and an SA302. We tell you exactly what your chosen lender needs, so you gather it once.

Fast decisions

Most enquiries get a response within 2 hours. No waiting days to find out if you qualify.

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No hard credit check

Your initial enquiry uses a soft search only. Your credit score won't be affected until you say yes.

Get your free quote

No obligation. No hard credit check. Response within 2 hours.

🔒 Your data is protected under ICO registration ZC067741. We never sell your details.

✅ Enquiry received!

Thanks — one of our advisors will be in touch within 2 hours.
In the meantime, feel free to WhatsApp us if you have any questions.

Common Questions

Self employed van finance, answered

Typically photo ID, proof of address, three to six months of bank statements and either your latest SA302 with the tax year overview or a set of accounts. Some lenders will also want to see evidence of upcoming work, such as a contract or recent invoices.
Not automatically. Short trading history usually means the lender leans harder on your personal credit file and the money visibly moving through the account. A deposit helps considerably here, and so does a previous employment history in the same trade.
Commercial vehicles get more generous treatment than cars, and hire purchase, contract hire and outright purchase are all treated differently. It genuinely depends on your setup, so run the numbers past your accountant before choosing a product — we are happy to send them the figures.
It can. Lenders take a view on trade and mileage — a local plumber and a national courier present very different risk profiles. Be straight with us about the work and the annual mileage and we will approach lenders who are comfortable with it.
Often yes, though the lender panel is narrower and they will want an HPI check and an inspection. Tell us where the van is coming from at the outset and we will only approach lenders who fund private sales.