Self Employed Car Finance (London)

Self employed in London?
Factor ULEZ into the finance decision, not just the price.

London's ULEZ now covers every borough — a non-compliant car costs £12.50 a day to drive, on top of whatever you finance it for. We introduce self-employed applicants to lenders, and make sure ULEZ status is part of the conversation before you commit.

Get Your Free Quote 💬 WhatsApp Us

No obligation · Takes 2 minutes · All credit considered

ICO Registered — ZC067741
All credit considered
Response within 2 hours
UK based team

Simple Process

How it works

01

Submit your enquiry

Fill in the short form below. Takes under 2 minutes and there's no credit check at this stage.

02

We make the introduction

We pass your details to lenders who consider situations like yours — including some that do not deal with the public directly.

03

They come back to you

Any offers come to you from the provider direct. You decide whether to take one, and you can walk away — there is no obligation.

04

On the road

You complete the paperwork with the provider direct. Most people are driving within days of approval.

Why choose us

The running cost the finance quote won't show you

🔍

A broad panel

We work with a broad panel of lenders rather than a single provider, so your details reach the ones most likely to consider you.

📋

Compliance checked before you commit

A cheap non-compliant car can cost more over a year in ULEZ charges than the saving on the finance. We flag it before you sign, not after.

Fast decisions

Most enquiries get a response within 2 hours. No waiting days to find out if you qualify.

🛡️

No hard credit check

Your initial enquiry uses a soft search only. Your credit score won't be affected until you say yes.

Get your free quote

No obligation. No hard credit check. Response within 2 hours.

🔒 Your data is protected under ICO registration ZC067741. We never sell your details.

✅ Enquiry received!

Thanks — one of our advisors will be in touch within 2 hours.
In the meantime, feel free to WhatsApp us if you have any questions.

Common Questions

Self employed car finance in London, answered

Yes — since August 2023 the zone covers all London boroughs, not just central London. Check the current charge and your specific vehicle's compliance before financing it, since this is exactly the kind of detail worth confirming rather than assuming.
Photo ID, proof of address, and typically two years of accounts or SA302s — twelve months is workable with a strong credit file and a reasonable deposit.
Often it works out cheaper overall if you'll be driving in the zone regularly — the daily charge adds up fast. We'll help you weigh the higher purchase price against the ongoing charge rather than just comparing sticker prices.
Not because of the location itself — lenders assess trading history and income the same way nationally. London-specific costs like ULEZ are a separate consideration for which car makes sense, not a lending criterion.
Often yes — several lenders accept a signed accountant's reference or draft accounts while the final set is being filed. Tell us at the start and we'll steer you to those lenders.